.art[data-astro-cid-3iqa25yf]{padding:56px 24px 96px;max-width:1160px}.band-tone[data-astro-cid-3iqa25yf]{width:calc(100% + 48px);margin-left:-24px;padding:44px max(24px,calc((100% - 764px)/2));background:#f8f0de;margin-top:52px}.band-tone[data-astro-cid-3iqa25yf]>.art-sec[data-astro-cid-3iqa25yf]{margin-top:0}.art-hero[data-astro-cid-3iqa25yf]{text-align:left}.art-hero[data-astro-cid-3iqa25yf] h1[data-astro-cid-3iqa25yf]{font-size:clamp(34px,4.6vw,58px);margin-top:14px;letter-spacing:-.035em;line-height:1.06;max-width:20ch}.art-tldr[data-astro-cid-3iqa25yf]{font-size:17px;line-height:1.65;color:var(--body);margin-top:20px}.leg-trust[data-astro-cid-3iqa25yf]{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.leg-trust[data-astro-cid-3iqa25yf] span[data-astro-cid-3iqa25yf]{font-size:12.5px;font-weight:600;color:var(--accent-d);background:var(--sage);border-radius:999px;padding:7px 14px}.art-hero[data-astro-cid-3iqa25yf] .btn[data-astro-cid-3iqa25yf]{margin-top:22px}.art-sec[data-astro-cid-3iqa25yf]{margin-top:52px}.art-sec[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:clamp(28px,3.2vw,42px);letter-spacing:-.035em;line-height:1.1;max-width:24ch}.art-sec[data-astro-cid-3iqa25yf]>p[data-astro-cid-3iqa25yf]{font-size:16px;line-height:1.7;color:var(--body);margin-top:14px}.warn-note[data-astro-cid-3iqa25yf]{font-size:14.5px;line-height:1.65;color:var(--body);border-left:3px solid var(--gold);background:var(--sage);padding:14px 18px;border-radius:0 10px 10px 0;margin-top:18px}.chk-list[data-astro-cid-3iqa25yf]{list-style:none;padding:0;margin:16px 0 0;display:flex;flex-direction:column;gap:11px}.chk-list[data-astro-cid-3iqa25yf] li[data-astro-cid-3iqa25yf]{position:relative;padding-left:30px;font-size:15.5px;color:var(--body);line-height:1.5}.chk-list[data-astro-cid-3iqa25yf] li[data-astro-cid-3iqa25yf]:before{content:"";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:50%;background:var(--sage)}.chk-list[data-astro-cid-3iqa25yf] li[data-astro-cid-3iqa25yf]:after{content:"";position:absolute;left:7px;top:7px;width:6px;height:10px;border:solid var(--accent-d);border-width:0 2px 2px 0;transform:rotate(45deg)}.two-cards[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}.why-card[data-astro-cid-3iqa25yf]{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px 26px;box-shadow:0 1px 2px #4a2d130a,0 10px 26px -20px #4a2d1338}.why-card[data-astro-cid-3iqa25yf] h3[data-astro-cid-3iqa25yf]{font-size:17px;color:var(--gold-ink)}.why-card[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:14.5px;color:var(--body);margin-top:8px;line-height:1.6}.nav-cards[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}.nav-card[data-astro-cid-3iqa25yf]{display:block;position:relative;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px 26px;text-decoration:none;box-shadow:0 1px 2px #4a2d130a,0 10px 26px -20px #4a2d1338;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.nav-card[data-astro-cid-3iqa25yf]:hover{transform:translateY(-3px);border-color:var(--gold);box-shadow:0 1px 2px #4a2d130f,0 18px 36px -22px #4a2d1357}.nav-card[data-astro-cid-3iqa25yf] h3[data-astro-cid-3iqa25yf]{font-size:18px;color:var(--gold-ink)}.nav-card[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:14.5px;color:var(--body);margin-top:8px;line-height:1.6}.nav-badge[data-astro-cid-3iqa25yf]{display:inline-block;font-size:11.5px;font-weight:700;color:var(--accent-d);background:var(--sage);border-radius:999px;padding:5px 12px;margin-bottom:12px}.nav-arrow[data-astro-cid-3iqa25yf]{display:inline-block;margin-top:14px;font-size:14px;font-weight:600;color:var(--accent-d)}.steps[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}.step[data-astro-cid-3iqa25yf]{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 22px;box-shadow:0 1px 2px #4a2d130a,0 10px 26px -20px #4a2d1338}.step[data-astro-cid-3iqa25yf] h3[data-astro-cid-3iqa25yf]{font-size:17px;color:var(--gold-ink)}.step[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:14px;color:var(--body);margin-top:8px;line-height:1.6}.tbl-wrap[data-astro-cid-3iqa25yf]{overflow-x:auto;margin-top:22px;-webkit-overflow-scrolling:touch}table[data-astro-cid-3iqa25yf].cmp{width:100%;min-width:520px;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}table[data-astro-cid-3iqa25yf].cmp th[data-astro-cid-3iqa25yf],table[data-astro-cid-3iqa25yf].cmp td[data-astro-cid-3iqa25yf]{padding:13px 16px;text-align:left;font-size:14.5px;line-height:1.5;border-bottom:1px solid var(--line);vertical-align:top}table[data-astro-cid-3iqa25yf].cmp thead[data-astro-cid-3iqa25yf] th[data-astro-cid-3iqa25yf]{background:var(--sage);color:var(--accent-d);font-size:13.5px;font-weight:700}table[data-astro-cid-3iqa25yf].cmp tbody[data-astro-cid-3iqa25yf] th[data-astro-cid-3iqa25yf]{color:var(--ink);font-weight:600;width:30%}table[data-astro-cid-3iqa25yf].cmp td[data-astro-cid-3iqa25yf]{color:var(--body)}table[data-astro-cid-3iqa25yf].cmp tbody[data-astro-cid-3iqa25yf] tr[data-astro-cid-3iqa25yf]:last-child th[data-astro-cid-3iqa25yf],table[data-astro-cid-3iqa25yf].cmp tbody[data-astro-cid-3iqa25yf] tr[data-astro-cid-3iqa25yf]:last-child td[data-astro-cid-3iqa25yf]{border-bottom:none}.accent-block[data-astro-cid-3iqa25yf]{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:30px 32px;box-shadow:0 1px 2px #4a2d130a,0 12px 30px -22px #4a2d133d}.accent-block[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:clamp(21px,3vw,28px)}.accent-block[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:15px;line-height:1.65;color:var(--body);margin-top:10px}.calccuk[data-astro-cid-3iqa25yf] .calccuk-actions[data-astro-cid-3iqa25yf]{display:flex;flex-wrap:wrap;gap:16px;align-items:center;margin-top:18px}.calccuk[data-astro-cid-3iqa25yf] .calccuk-alt[data-astro-cid-3iqa25yf]{font-size:14px;font-weight:600;color:var(--accent-d);text-decoration:none}.calccuk[data-astro-cid-3iqa25yf] .calccuk-alt[data-astro-cid-3iqa25yf]:hover{text-decoration:underline}.pay-grid[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}.pay-card[data-astro-cid-3iqa25yf]{background:var(--card);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:16px;padding:24px 26px;box-shadow:0 1px 2px #4a2d130a,0 10px 26px -20px #4a2d1338}.pay-head[data-astro-cid-3iqa25yf]{display:flex;flex-wrap:wrap;gap:8px;align-items:baseline;justify-content:space-between;padding-bottom:14px;border-bottom:1px solid var(--line)}.pay-label[data-astro-cid-3iqa25yf]{font-weight:700;font-size:15.5px;color:var(--ink)}.pay-kwota[data-astro-cid-3iqa25yf]{font-family:var(--serif);font-size:26px;color:var(--gold-ink);white-space:nowrap}.pay-dl[data-astro-cid-3iqa25yf]{margin:0}.pay-dl[data-astro-cid-3iqa25yf] dt[data-astro-cid-3iqa25yf]{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin-top:14px}.pay-dl[data-astro-cid-3iqa25yf] dd[data-astro-cid-3iqa25yf]{margin:4px 0 0;font-size:14.5px;line-height:1.5;color:var(--body)}.pay-adres[data-astro-cid-3iqa25yf]{color:var(--muted);font-size:13.5px}.pay-konto[data-astro-cid-3iqa25yf]{display:block;font-family:ui-monospace,Cascadia Mono,Consolas,monospace;font-size:16px;font-weight:600;letter-spacing:.02em;color:var(--ink);background:var(--sage);border-radius:8px;padding:10px 12px;margin-top:2px;user-select:all;word-break:break-word}.uczciwosc[data-astro-cid-3iqa25yf]{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:0 18px 18px 0;padding:30px 32px;box-shadow:0 1px 2px #4a2d130a,0 12px 30px -22px #4a2d133d}.uczciwosc[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:clamp(22px,3.2vw,30px)}.uczciwosc[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:15.5px;line-height:1.7;color:var(--body);margin-top:12px}.quote-list[data-astro-cid-3iqa25yf]{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-direction:column;gap:12px}.quote-list[data-astro-cid-3iqa25yf] li[data-astro-cid-3iqa25yf]{position:relative;padding-left:22px;font-size:15px;line-height:1.6;color:var(--ink)}.quote-list[data-astro-cid-3iqa25yf] li[data-astro-cid-3iqa25yf]:before{content:"";position:absolute;left:0;top:6px;bottom:6px;width:3px;border-radius:2px;background:var(--sage)}.uczciwosc-our[data-astro-cid-3iqa25yf]{border-top:1px solid var(--line);padding-top:16px;margin-top:20px}.cross-note[data-astro-cid-3iqa25yf]{font-size:14px;margin-top:16px;color:var(--body)}.cross-note[data-astro-cid-3iqa25yf] a[data-astro-cid-3iqa25yf]{color:var(--accent-d);text-decoration:underline}.faq[data-astro-cid-3iqa25yf]{margin-top:20px}.faq[data-astro-cid-3iqa25yf] details[data-astro-cid-3iqa25yf]{border-bottom:1px solid var(--line)}.faq[data-astro-cid-3iqa25yf] summary[data-astro-cid-3iqa25yf]{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:18px 0;font-weight:600;font-size:16.5px;color:var(--ink)}.faq[data-astro-cid-3iqa25yf] summary[data-astro-cid-3iqa25yf]::-webkit-details-marker{display:none}.faq[data-astro-cid-3iqa25yf] .plus[data-astro-cid-3iqa25yf]{color:var(--accent-d);flex:none;transition:transform .2s;font-size:20px}.faq[data-astro-cid-3iqa25yf] details[data-astro-cid-3iqa25yf][open] .plus[data-astro-cid-3iqa25yf]{transform:rotate(45deg)}.faq[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:15px;line-height:1.7;color:var(--body);padding:0 0 18px}.form-wrap[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:center;background:var(--sage);border-radius:20px;padding:32px}.form-l[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:clamp(22px,3vw,30px)}.form-l[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:15px;color:var(--body);margin-top:12px;line-height:1.6}.lead-card[data-astro-cid-3iqa25yf]{background:var(--black);border-radius:16px;padding:24px}.lead-card[data-astro-cid-3iqa25yf] .hp[data-astro-cid-3iqa25yf]{position:absolute;left:-9999px}.lead-card[data-astro-cid-3iqa25yf] input[data-astro-cid-3iqa25yf],.lead-card[data-astro-cid-3iqa25yf] textarea[data-astro-cid-3iqa25yf]{width:100%;font-family:var(--sans);font-size:15px;color:var(--ink);background:#fff;border:1.5px solid transparent;border-radius:10px;padding:12px 14px;margin-top:10px}.lead-card[data-astro-cid-3iqa25yf] textarea[data-astro-cid-3iqa25yf]{resize:vertical}.lead-card[data-astro-cid-3iqa25yf] input[data-astro-cid-3iqa25yf].err{border-color:#e0857a}.lead-card[data-astro-cid-3iqa25yf] .consent[data-astro-cid-3iqa25yf]{display:flex;gap:10px;align-items:flex-start;margin:14px 0;font-size:12px;line-height:1.45;color:#cfcdc4;cursor:pointer}.lead-card[data-astro-cid-3iqa25yf] .consent[data-astro-cid-3iqa25yf] input[data-astro-cid-3iqa25yf]{flex:none;width:17px;height:17px;margin-top:1px;accent-color:var(--gold)}.lead-card[data-astro-cid-3iqa25yf] .consent[data-astro-cid-3iqa25yf] a{color:#f0d9a8;text-decoration:underline}.lead-card[data-astro-cid-3iqa25yf] .btn[data-astro-cid-3iqa25yf]{width:100%;margin-top:4px}.form-status[data-astro-cid-3iqa25yf]{font-size:13.5px;margin-top:10px;text-align:center;display:none;color:#e6d3ac}.form-status[data-astro-cid-3iqa25yf].ok{display:block;color:#e6c98f;font-weight:600}.form-status[data-astro-cid-3iqa25yf].bad{display:block;color:#e0857a}.calc-box[data-astro-cid-3iqa25yf]{background:var(--sage);border-radius:20px;padding:28px;margin-top:8px}.calc-form[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:1fr 1fr 1.2fr auto;gap:14px;align-items:end}.calc-f[data-astro-cid-3iqa25yf]{display:flex;flex-direction:column;gap:7px}.calc-f[data-astro-cid-3iqa25yf] span[data-astro-cid-3iqa25yf]{font-size:12.5px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}.calc-f[data-astro-cid-3iqa25yf] select[data-astro-cid-3iqa25yf],.calc-f[data-astro-cid-3iqa25yf] input[data-astro-cid-3iqa25yf]{font-family:var(--sans);font-size:15px;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:11px 13px;width:100%}.calc-f[data-astro-cid-3iqa25yf] input[data-astro-cid-3iqa25yf]:focus,.calc-f[data-astro-cid-3iqa25yf] select[data-astro-cid-3iqa25yf]:focus{outline:2px solid var(--accent-d);outline-offset:1px}.calc-box[data-astro-cid-3iqa25yf] .btn[data-astro-cid-3iqa25yf]{white-space:nowrap}.calc-out[data-astro-cid-3iqa25yf]{margin-top:24px;padding-top:22px;border-top:1px solid var(--line)}.calc-range[data-astro-cid-3iqa25yf]{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.calc-cell[data-astro-cid-3iqa25yf]{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-align:center}.calc-cell[data-astro-cid-3iqa25yf].calc-mid{background:var(--black);border-color:var(--black)}.calc-cell[data-astro-cid-3iqa25yf].calc-mid .calc-lbl[data-astro-cid-3iqa25yf]{color:#b7b6ae}.calc-cell[data-astro-cid-3iqa25yf].calc-mid strong[data-astro-cid-3iqa25yf]{color:#e6c98f}.calc-lbl[data-astro-cid-3iqa25yf]{display:block;font-size:11.5px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.calc-cell[data-astro-cid-3iqa25yf] strong[data-astro-cid-3iqa25yf]{display:block;margin-top:8px;font-size:clamp(19px,2.4vw,25px);color:var(--ink);font-variant-numeric:tabular-nums}.calc-diff[data-astro-cid-3iqa25yf]{margin-top:16px;font-size:15.5px;line-height:1.6;color:var(--ink);font-weight:600}.calc-note[data-astro-cid-3iqa25yf]{margin-top:10px;font-size:13px;line-height:1.65;color:var(--muted)}.calc-cta[data-astro-cid-3iqa25yf]{margin-top:16px}.calc-err[data-astro-cid-3iqa25yf]{font-size:13.5px;color:#b4483b;margin-top:12px;display:none}.calc-err[data-astro-cid-3iqa25yf].on{display:block}@media(max-width:820px){.calc-form[data-astro-cid-3iqa25yf]{grid-template-columns:1fr 1fr}.calc-form[data-astro-cid-3iqa25yf] .btn[data-astro-cid-3iqa25yf]{grid-column:1 / -1;width:100%}.calc-range[data-astro-cid-3iqa25yf]{grid-template-columns:1fr}}.legal-note-kredyt[data-astro-cid-3iqa25yf]{max-width:var(--wrap);margin:56px auto 0;padding:24px 26px;background:var(--card);border:1px solid var(--line);border-radius:16px}.legal-note-kredyt[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:16px;letter-spacing:.01em}.legal-note-kredyt[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:13.5px;line-height:1.75;color:var(--body);margin-top:10px}.legal-note-kredyt[data-astro-cid-3iqa25yf] strong{color:var(--ink);font-weight:600}.legal-note-kredyt[data-astro-cid-3iqa25yf] a{color:var(--accent-d);text-decoration:underline}.legal-note-kredyt[data-astro-cid-3iqa25yf] .legal-more[data-astro-cid-3iqa25yf]{margin-top:12px;font-size:14px;font-weight:600}.legal-note-kredyt[data-astro-cid-3iqa25yf] .legal-more[data-astro-cid-3iqa25yf] a{text-decoration:none}.legal-note-kredyt[data-astro-cid-3iqa25yf] .author-sign[data-astro-cid-3iqa25yf]{margin-top:14px;padding-top:14px;border-top:1px solid var(--line);font-size:13.5px;font-weight:600}.legal-note-kredyt[data-astro-cid-3iqa25yf] .author-sign[data-astro-cid-3iqa25yf] a{color:var(--accent-d);text-decoration:none}.legal-note-kredyt[data-astro-cid-3iqa25yf] .author-sign[data-astro-cid-3iqa25yf] a:hover{text-decoration:underline}.disclaimer[data-astro-cid-3iqa25yf]{background:var(--sage);border-radius:16px;padding:26px 28px}.disclaimer[data-astro-cid-3iqa25yf] h2[data-astro-cid-3iqa25yf]{font-size:19px}.disclaimer[data-astro-cid-3iqa25yf] p[data-astro-cid-3iqa25yf]{font-size:14.5px;line-height:1.7;color:var(--body);margin-top:10px}.cta-box[data-astro-cid-3iqa25yf]{margin-top:8px}.sources[data-astro-cid-3iqa25yf]{font-size:12.5px;color:var(--muted);margin-top:16px}.sources[data-astro-cid-3iqa25yf] a[data-astro-cid-3iqa25yf]{color:var(--accent-d)}.reveal[data-astro-cid-3iqa25yf]{opacity:0;transform:translateY(16px);animation:rise .7s cubic-bezier(.2,.7,.2,1) forwards}@keyframes rise{to{opacity:1;transform:none}}@media(max-width:720px){.steps[data-astro-cid-3iqa25yf],.two-cards[data-astro-cid-3iqa25yf],.nav-cards[data-astro-cid-3iqa25yf],.form-wrap[data-astro-cid-3iqa25yf],.pay-grid[data-astro-cid-3iqa25yf]{grid-template-columns:1fr}.accent-block[data-astro-cid-3iqa25yf],.uczciwosc[data-astro-cid-3iqa25yf]{padding:24px 20px}}@media(prefers-reduced-motion:reduce){.reveal[data-astro-cid-3iqa25yf]{opacity:1;transform:none;animation:none;transition:none}}